Future Leaders Account
This account is designed for minors and is managed by parents until the child reaches adulthood. There is no minimum limit on the savings amount, and it offers higher interest rates compared to regular savings accounts.
Annual Savings Account
This account is tailored for entrepreneurs, local traders, artisans, wage earners, and students, with the objective of motivating them to save a set amount on a daily, weekly, or monthly basis for a year without making any withdrawals. Additionally, the interest rate offered is higher compared to standard savings accounts.
Daily Contribution Scheme
This account is designed to facilitate customers in saving a consistent daily amount. Bank personnel visit clients daily to collect the specified sum. Each collection is recorded on the client's card, signed by both the collector and the customer. At the end of the month, the client receives their contributions, minus one day's worth.
Target Savings
This account is opened and targeted at a fixed date of significance in the life of the holder. It enables customers build up funds for use at the targeted date for school fees, birth day celebrations, festivities and more.
Easy savings
There are no minimum or maximum balance requirements for this account. It earns interest and can qualify the account holder for credit or loans.
Regular Savings
No lower limit, No upper limit Interest payable Can qualify holder for credit or loan
Solar Energy Financing
As its name suggests, Solar Energy Financing is designed to aid existing clients of Above Only in acquiring and installing solar generators. This initiative aims to enhance both the productivity of your business and the comfort of your homes.
Church Development Facility
To qualify for the Church Development Fund, CGMi churches must demonstrate active affiliation with CGMi, genuine need for property acquisition or project completion, strong cash flow from tithes, offerings, etc, and provide a 12-month bank statement.
Asset Acquisition Scheme
This micro lease scheme is crafted to empower artisans, petty traders, salary earners, and self-employed individuals to acquire assets for household, business, and personal use. Examples of such assets include sewing machines, freezers, hair dryers, and more.
Public Sector Loan
The Public Sector Personal Loan, offered by Aboveonly Microfinance Bank, provides personal loans through Payroll Lending exclusively to Civil Servants at both State and Federal levels.